WETAP

Can’t get to work? We can help.

Reliable transportation is key for having a career. After all, you shouldn’t have to pass up your dream job because you can’t find a way to get there. WETAP provides no-interest vehicle repair and purchase loans across our service area.

$2000 loan
average loan amount.

What can a WETAP loan help with?

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Getting a Car

Find a safe, reliable vehicle you’ll love.

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Vehicle Repairs

Get your car back on the road.

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Interest-Free

All our loans have a 0% interest rate.

Just the FAQs

Am I eligible?

You need to be low-income to be eligible for a WETAP loan. You also need to

  • be employed or have a job offer
  • have car insurance
  • have a valid Wisconsin driver’s license

Please contact us to learn more.

Where do you offer WETAP?

  • Adams
  • Brown
  • Calumet
  • Columbia
  • Dane
  • Dodge
  • Door
  • Florence
  • Fond du Lac
  • Forest
  • Grant
  • Green
  • Green Lake
  • Iowa
  • Jefferson
  • Juneau
  • Kewaunee
  • Lafayette
  • Langlade
  • Lincoln
  • Manitowoc
  • Marathon
  • Marinette
  • Marquette
  • Menominee
  • Oconto
  • Oneida
  • Outagamie
  • Portage
  • Price
  • Richland
  • Rock
  • Sauk
  • Shawano
  • Sheboygan
  • Taylor
  • Vilas
  • Waupaca
  • Waushara
  • Wood
  • Winnebago

What if I live in a county you don't serve?

If you need help with transportation in other Wisconsin counties, please contact 2-1-1 for assistance.

How long does the WETAP process take?

After submitting your application, you’ll have 30 days to send us all of the required documentation. If you are eligible, we’ll start processing your loan for approval. It takes one to two weeks to receive payment from the time your loan is approved.

Do I need to have good credit?

No, we won’t even look into your credit. If you don’t repay the loan, however, that will impact your future WETAP eligibility.

Vehicle Purchases

What is the maximum amount for a vehicle purchase loan?

The maximum loan amount depends on the value of the vehicle, your budget, and how much funding we have available. The average WETAP vehicle purchase loan is $2000.

Can I use a WETAP loan for a vehicle down payment?

No, WETAP loans cannot be used for a down payment.

Vehicle Repairs

What is the maximum amount for a vehicle repair loan?

You can get up to $1600 to make your vehicle safe and ready for your commute. We can only help with necessary repairs, so that does not include routine maintenance or cosmetic fixes. The loan amount depends on the value of the vehicle, your budget, and how much funding we have available.

Are tires considered necessary repairs?

Yes. Since we live in Wisconsin and have relatively harsh winters, tires are considered safety repairs.

If I already paid for a repair, can WETAP reimburse me for it?

Sorry, but no.

Does the repair loan cover tows and/or diagnostics?

Yes, we can cover tows and/or diagnostics.

Note: It must be included in the garage estimate, and the total cost must be within the vehicle repair limit of $1600.

Do I need to submit a quote for a vehicle repair loan?

Great question! Yes.

You need to submit two quotes from local shops. Your WETAP Mobility Manager will submit the lowest quote for approval.

The loan amount still depends on the value of the vehicle, your budget, and available program funding.

Ready to achieve your dreams?

Don’t wait another minute. Contact us today.

Want more information? We’re here for you.